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Get Preapproved
Getting preapproved for a mortgage is a crucial first step in your homebuying journey. To ensure a smooth process, here are the top five things you should do:
If you start looking at houses without understanding what you can and want to afford, you just might fall in love with a home that is way above your price point. Pre-Qualify first
so, you can nail down your price range and show a potential seller you are serious about buying.
"Not keeping up with your credit score" this is HUGE. Get your
yearly credit report and report any errors to the credit bureau immediately, your credit score can directly impact your mortgage transaction FOR BETTER or WORSE.
Do not make any big life changes during the financing process. This can be a DEAL KILLER, it is best to stay put and hold off on any big decision, such as BUYING a CAR, QUITTING your JOB
or even CHANGING your JOB also SWITCHING BANK ACCOUNTS
make a paper trail nightmare. These things can all negatively impact your mortgage transaction.
This is what I am here for. Let me help you navigate the loan types so that I can match your SHORT-TERM and LONG-TERM
goals find a Loan Officer who really helps you get the loan that fits your needs.
You really want to have a GOOD MORTGAGE LENDER and REALTOR who work hand in hand during the entire home
buying process. This will make things go so much smoother it will save you money in the long run and it is just vital. So, make sure that both your team members have your best interest at heart. Let us deal with the stress and we will get you into your home in no time.
Beth Moore, Mortgage Expert
NMLS# 1501604
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